Texas Credit Union serving San Antonio, Austin, Dallas, Corpus Christi and much more.

Texas Credit Union serving San Antonio, Austin, Dallas, Corpus Christi and much more.

Land Loans

Finance the perfect spot for your ideal house

A land loan lets you buy a great deal and stake your claim before you decide to ever commence to think of construction, relieving some of the unknowns that may attend a new home create.

To talk with a Mortgage representative, call, choose option 3, then choice 2.

Why don’t we walk you through the real estate loan procedure

  • 1. Get ready
  • 2. Determine what you really can afford
  • 3. Get pre-approved
  • 4. Find your property
  • 5. Complete paperwork
  • 6. Finalize your loan

1. Get ready

Purchasing a property is a huge dedication and you should wish your money to stay good shape prior to starting the method so that the best outcome that is possible. Gather your monetary information, like present taxation statements, monetary statements and spend stubs; your application for the loan enables you to understand what economic info is necessary. It’s also advisable to review your credit rating, take a good look at your debt-to-income ratio and just simply simply just take other crucial actions to put your self for getting the very best feasible loan terms.

Click on the key below to see our document on “Maintaining Your Financial reputation and Credit Score” for ideas to help show you through the method.

2. Determine what you’ll manage

Before beginning searching for a house, have a look at your allowance and present costs to find out what you could manage. It is additionally vital to assess your month-to-month inbound and outbound funds to see where a payment that is down shutting costs along with your brand brand new mortgage repayment might easily fit in. Continue reading “Texas Credit Union serving San Antonio, Austin, Dallas, Corpus Christi and much more.”